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Standard Chartered

Senior Credit Manager, UGANDA

Standard Chartered

Uganda Full time Banking & Finance
Posted: Jul 24, 2026 1 week ago Deadline: Aug 07, 2026 25 views

Job Description

 

Senior Credit Manager – Standard Chartered

Company: Standard Chartered
Job Type: Full-Time
Industry: Banking | Financial Services
Category: Management | Accounting & Finance | Business Operations
Duty Station: Kampala, Uganda
Deadline: Friday, 7 August 2026

About Standard Chartered

Standard Chartered is an international banking group with a strong presence across emerging markets. For more than 170 years, the bank has supported clients, communities, and businesses by providing financial solutions that promote trade, investment, and economic growth.
The bank is committed to responsible banking, strong risk management, innovation, inclusion, and maintaining the highest standards of integrity and accountability.
Standard Chartered Uganda is seeking an experienced Senior Credit Manager to lead credit risk management activities, strengthen portfolio quality, and support strategic business decisions through effective risk analysis.

Job Summary

The Senior Credit Manager will be responsible for managing credit risk activities across corporate and commercial banking portfolios. The role involves evaluating credit applications, monitoring portfolio performance, strengthening credit policies, conducting risk analysis, and ensuring decisions align with the bank’s risk appetite and regulatory requirements.
The successful candidate will play a key role in protecting asset quality, improving risk-return outcomes, and promoting a strong credit risk culture across the organisation.

Key Responsibilities

1. Credit Risk Management Leadership
  • Lead credit risk management activities across corporate and commercial banking portfolios.
  • Evaluate customer creditworthiness and assess overall portfolio quality.
  • Ensure lending decisions balance business growth with acceptable risk levels.
  • Provide guidance on complex credit risk matters.
2. Credit Assessment and Approval
  • Review, analyse, and evaluate credit applications.
  • Approve or decline credit proposals within delegated authority limits.
  • Ensure compliance with:
    • Group credit policies.
    • Credit risk standards.
    • Regulatory requirements.
    • Internal approval procedures.
  • Provide recommendations based on financial analysis and risk assessment.
3. Credit Risk Policy Development
  • Develop, implement, and improve credit risk frameworks.
  • Ensure policies align with:
    • Bank strategy.
    • Risk appetite.
    • Regulatory expectations.
    • International banking standards.
  • Review credit processes to improve efficiency and decision quality.
4. Portfolio Monitoring and Risk Analysis
  • Monitor credit portfolio performance.
  • Analyse loan quality, impairment trends, and emerging risks.
  • Identify early warning indicators.
  • Conduct:
    • Stress testing.
    • Scenario analysis.
    • Portfolio reviews.
  • Recommend corrective actions to minimise credit losses.
5. Risk Reporting and Stakeholder Engagement
  • Prepare detailed credit risk reports for:
    • Senior management.
    • Risk committees.
    • Regulators.
    • Internal stakeholders.
  • Provide insights to support strategic decision-making.
  • Communicate material risks and policy breaches promptly.
6. Internal Controls and Process Improvement
  • Strengthen credit risk controls and governance processes.
  • Improve accuracy and efficiency of credit assessments.
  • Ensure timely escalation of significant risks.
  • Support regulatory and internal audit reviews.
7. Collaboration and Relationship Management
  • Work closely with:
    • Business and Relationship Management teams.
    • Compliance teams.
    • Risk departments.
    • Finance teams.
  • Engage with:
    • Corporate clients.
    • Regulators.
    • Credit rating agencies.
    • External stakeholders.
  • Promote transparent and informed credit decisions.
8. Team Leadership and Development
  • Mentor and develop credit risk professionals.
  • Encourage continuous learning and improvement.
  • Promote a strong risk awareness culture.
  • Build high-performing teams aligned with bank values.

Required Qualifications

Applicants should possess:
  • Bachelor's Degree in:
    • Finance
    • Accounting
    • Economics
    • Business Administration
    • Risk Management
    • Related discipline
Additional qualifications are highly desirable:
  • CFA (Chartered Financial Analyst)
  • FRM (Financial Risk Manager)
  • Credit Risk Management certifications
  • Banking and compliance certifications

Required Experience

Candidates should have experience in:
  • Managing credit risk within corporate and commercial banking.
  • Evaluating large loan portfolios.
  • Conducting financial analysis and risk assessments.
  • Developing credit policies and frameworks.
  • Managing portfolio performance and risk mitigation.
Experience engaging regulators, auditors, and external credit reviewers is an added advantage.

Required Skills and Competencies

Credit Risk Analysis
Strong ability to evaluate borrower risk, financial statements, repayment capacity, and creditworthiness.
Financial Analysis
Advanced knowledge of:
  • Financial statement analysis.
  • Credit scoring.
  • Portfolio risk assessment.
  • Lending analysis.
Risk Management
Understanding of:
  • Credit risk frameworks.
  • Banking regulations.
  • Operational risk principles.
  • Risk mitigation strategies.
Data and Analytics Skills
Ability to use credit risk systems and analytical tools to support decision-making.
Communication Skills
Excellent ability to communicate complex risk issues to executives, business teams, and regulators.
Leadership Skills
Ability to mentor teams, influence stakeholders, and build a strong risk culture.
Problem-Solving Skills
Ability to analyse complex situations and recommend practical solutions.

Ideal Candidate Profile

The successful candidate should be:
  • A strategic thinker with strong banking experience.
  • Highly analytical and detail-oriented.
  • Comfortable making high-impact credit decisions.
  • Strong in stakeholder management.
  • Committed to ethical banking practices.
  • Passionate about improving risk management standards.

Salary and Benefits

Standard Chartered provides a competitive compensation package including:
Financial Benefits
  • Competitive salary structure.
  • Retirement savings support.
  • Medical and life insurance benefits.
  • Flexible voluntary benefits where available.
Wellbeing Benefits
  • Employee assistance programmes.
  • Mental health and wellbeing support.
  • Wellness resources.
Career Development
  • Professional training opportunities.
  • Learning and development programmes.
  • Upskilling and career advancement opportunities.
Work Flexibility
  • Flexible working arrangements.
  • Annual leave and family support benefits.

Career Growth Opportunities

This role can progress into senior positions such as:
  • Head of Credit Risk
  • Chief Risk Officer
  • Director of Risk Management
  • Regional Credit Risk Manager
  • Corporate Banking Risk Director

How to Apply

Interested candidates should submit applications through the official Standard Chartered recruitment platform before:
Deadline: Friday, 7 August 2026

Interview Preparation – Possible Questions and Answers

1. Tell us about your experience in credit risk management.
Answer Guide:
Explain your experience managing loan portfolios, assessing borrower risks, reviewing credit proposals, monitoring portfolio performance, and implementing risk mitigation strategies.
2. How do you assess the creditworthiness of a corporate borrower?
Answer Guide:
I analyse financial statements, cash flows, profitability, debt levels, industry risks, management capability, repayment capacity, collateral, and external market conditions before making a credit recommendation.
3. What are early warning indicators in credit risk?
Answer Guide:
Examples include:
  • Declining financial performance.
  • Late repayments.
  • Reduced cash flow.
  • Increasing debt levels.
  • Negative industry developments.
  • Changes in borrower behaviour.
4. How do you balance business growth with credit risk management?
Answer Guide:
I support responsible growth by ensuring lending decisions are based on strong analysis, appropriate risk controls, clear policies, and alignment with the bank’s risk appetite.
5. Why do you want to join Standard Chartered?
Answer Guide:
Highlight Standard Chartered’s global reputation, strong risk management culture, commitment to responsible banking, career development opportunities, and its role in supporting economic growth.



About Company

Standard Chartered

Standard Chartered

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Job Overview

  • Job Type: Full time
  • Experience Level: Intermediate
  • Education Level: Bachelors
  • Vacancies: 1
  • Category: Banking & Finance
  • Location: Uganda
  • Application: External Website

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